Yes, you heard that correctly — “Loch Ness” and “UFO” in the same sentence.
The photograph is below, with a close-up (both via the Huff Post):
Here’s the analysis — someone with obvious experience in photography and these sorts of “effects” on photos. Quite interesting.
This is the sort of thing the UFO community should be endorsing and doing — it would demonstrate seriousness with respect to separating the mistakes from the truly anomalous. Here’s the “About” page to this debunking site. It’s not about blind zealotry.